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Area/Catalogue
BANK 3014

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Course Level
Undergraduate

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Offered Externally
Yes

Note: This offering may or may not be scheduled in every study period. Please refer to the timetable for further details.

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Course ID
166603

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Unit Value
4.5

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University-wide elective course
No

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Timetable/s
First Semester
(Study Period 2)
Course owner

Course owner
UniSA Business

Course aim

To develop understanding of superannuation as a saving and wealth creation vehicle; the financial planning principles and advice involved in superannuation investment strategy; and tax implications associated with superannuation and retirement planning.

Course content

Superannuation environment: brief history; social implications of retirement; funding requirement for retirement; regulatory environment; complying funds; nature and limits of investments; fund types and characteristics.
Self-managed superannuation funds (SMSF): role; establishment; operation; requirements. Superannuation contributions and tax: contribution types; tax implications of contributions and investments; Superannuation Guarantee (SG); contribution rules. Fund preservation and release: preserved and non- preserved benefits, restricted and non-restricted benefits; types of condition of release. Superannuation benefits: tax free and taxable components of benefits; lump sum, account-based pension, income streams; tax implication of benefits payments; commutation; social security benefits and superannuation retirement planning; death benefits: superannuation and tax laws applicable for death benefits; proportioning rule; identification of beneficiaries; nomination of beneficiaries.

Textbook(s)

Leow, J & Murphy, S 2021, Australian master superannuation guide 2021/22, 25th edn, Wolters Kluwer

Prerequisite(s)

Common to all relevant programs
Subject Area & Catalogue Number Course Name
BANK 2008 Introduction to Financial Planning
COML 2005 Companies and Partnership Law

Corequisite(s)

Nil

Teaching method

Component Duration
INTERNAL, CITY WEST
Preparatory 1 x 1 week
Lecture 1.5 hours x 10 weeks
Lecture (Virtual) 1.5 hours x 10 weeks
Tutorial 2 hours x 10 weeks
EXTERNAL, CITY WEST, ONLINE
External 35 hours x NA

Note: These components may or may not be scheduled in every study period. Please refer to the timetable for further details.


Assessment

Examination, Presentation, Problem solving exercise

Fees

EFTSL*: 0.125
Commonwealth Supported program (Band 4C)
To determine the fee for this course as part of a Commonwealth Supported program, go to:
How to determine your Commonwealth Supported course fee. (Opens new window)

Fee-paying program for domestic and international students
International students and students undertaking this course as part of a postgraduate fee paying program must refer to the relevant program home page to determine the cost for undertaking this course.

Non-award enrolment
Non-award tuition fees are set by the university. To determine the cost of this course, go to:
How to determine the relevant non award tuition fee. (Opens new window)

Not all courses are available on all of the above bases, and students must check to ensure that they are permitted to enrol in a particular course.

* Equivalent Full Time Study Load. Please note: all EFTSL values are published and calculated at ten decimal places. Values are displayed to three decimal places for ease of interpretation.

Course Coordinators

Degrees this course is offered in

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